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百分之十首付车:“买前租”藏族风险多用户无预告拖车子弹车__今日消息

来源: 新华社
06:44:14

陈梦园

百分之十首付车:“买前租”藏族风险多用户无预告拖车子弹车_

????On March 14, Wu Hui (pseudonym) thought for a long time and decided to "leave it alone." A few minutes ago, he just received a phone call from the car purchase platform. He was told that his car had been towed because he had not paid the car installment fee due to overdue payment. Today, the platform gives three choices: to pay 2000 yuan towing fee, continue to use the car; to buy out the vehicle directly; to return the car, but in addition to paying 2000 yuan towing fee, it also needs to pay 10 600 yuan of liquidated damages. In recent years, the low down payment vehicle purchase platform has sprung up on the Internet, including the platform of playing a car, the new Mudou vehicle network and so on. Advertisements such as "10% down payment to drive a new car" and "10% down payment to play a car" appeal to many consumers who want to buy a car. Wu Hui is one of them. In 2018, he placed an order on a car-buying platform at a "10% down payment" price, but after paying more than 40,000 yuan, the car was towed away because of overdue repayment. This is not an example. According to the reporter's understanding, many consumers have been trailed, delayed delivery and other issues. "It's hard to tell whether a 10% down payment is good or bad." On March 14, an industry insider with years of automobile sales experience told reporters that although more people have realized the dream of owning a car in advance, the high cost and harsh conditions also make many users more annoyed. The model is not in conformity with the contract, and the mileage is not right? "When I saw the advertisement in the stairs, I felt that the platform was secure." On March 14, Liang Yun (not his real name) told reporters. "In August 2018, I dropped a used 2012 Audi A6 on a cart for 277,700 yuan." According to the agreement presented by Liang Yun to reporters, the down payment is 34500 yuan and 6106 yuan for the first year. When the lease term expires, you may choose to settle the final payment in one lump sum or apply for installment loan to pay for the purchase of vehicles. Two months later, Liang Yun accidentally found that the car was "not right" during a vehicle maintenance. "There are many inconsistencies with the contract." According to Liang Yun, "The Audi 2012 A6 comfortable model specified in the contract, but the car is equipped with a lower standard Audi A6 model. The contract shows that the mileage is 40,000 kilometers, but the actual mileage is 48,726 kilometers. Liang Yun told reporters that he suspected it was an accident vehicle. "The auxiliary beam of the car has been replaced, and the left rear tail was welded after the accident." Liang Yun subsequently lodged a complaint on China Quality Wanlihang Consumption Complaint Platform. A week later, the cart responded. Reporters logged on to the website and found that the merchants admitted that "the model problem does not conform to the contract, but the actual vehicle configuration is higher than the standard version. Mileage problem, because the input system time is earlier than the customer pick-up time, there are licensed and other journeys during the period, "while emphasizing that (on mileage issues) has signed a supplementary agreement with the customer. For the accident vehicle questioned, the merchant said, "before the customer orders, signed the off-line agreement and signed the fingerprint is aware of the situation of the vehicle." Regarding Liang Yun's complaint that no major accident was mentioned in the agreement, including the replacement of the rear end and the replacement of the anti-collision beam, the merchant responded that "the situation of the vehicle is stated on the spot, and neither side can provide evidence." Eventually, Tan Ge put forward the treatment plan of "customers are not obliged to return the paid amount and give an additional compensation of 34500 yuan for the down payment". But Liang Yun did not accept the plan. He demanded that the price of the car should be three times as much as the purchase price. In recent years, zero down payment and low down payment vehicle purchase platforms have sprung up, but consumers also reflect some problems: users not only need to pay more than the traditional car price, but also suffer from trailers because of "overdue repayment". "In fact, it's impossible to say zero down payment for a car. These advertisements are just stealing ideas." March 14, an automobile industry practitioner told reporters. The circular issued by the Central Bank and the CBRC on the adjustment of automobile loan policies pointed out that the maximum loan issuance ratio of self-use traditional power automobile loans was 80%, and that of self-use new energy automobile loans was 85%. "Today's popular low down payment vehicle purchase platform, its essence is through the"rent before purchase"way to buy cars. "In this way, the platform can avoid risks while signing financing loan agreements with customers to make profits," said the above-ment

On March 14, Wu Hui pseudonym thought for a long time and decided to " leave it alone." A few minutes ago, he just received a phone call from the car purchase platform. He was told that his car had been towed because he had not paid the car installment fee due to overdue payment. Today, the platform gives three choices: to pay 2000 yuan towing fee, continue to use the car to buy out the vehicle directly to return the car, but in addition to paying 2000 yuan towing fee, it also needs to pay 10 600 yuan of liquidated damages. In recent years, the low down payment vehicle purchase platform has sprung up on the Internet, including the platform of playing a car, the new Mudou vehicle network and so on. Advertisements such as " 10 down payment to drive a new car" and " 10 down payment to play a car" appeal to many consumers who want to buy a car. Wu Hui is one of them. In 2018, he placed an order on a carbuying platform at a " 10 down payment" price, but after paying more than 40, 000 yuan, the car was towed away because of overdue repayment. This is not an example. According to the reporter' s understanding, many consumers have been trailed, delayed delivery and other issues. " It' s hard to tell whether a 10 down payment is good or bad." On March 14, an industry insider with years of automobile sales experience told reporters that although more people have realized the dream of owning a car in advance, the high cost and harsh conditions also make many users more annoyed. The model is not in conformity with the contract, and the mileage is not right? " When I saw the advertisement in the stairs, I felt that the platform was secure." On March 14, Liang Yun not his real name told reporters. " In August 2018, I dropped a used 2012 Audi A6 on a cart for 277, 700 yuan." According to the agreement presented by Liang Yun to reporters, the down payment is 34500 yuan and 6106 yuan for the first year. When the lease term expires, you may choose to settle the final payment in one lump sum or apply for installment loan to pay for the purchase of vehicles. Two months later, Liang Yun accidentally found that the car was " not right" during a vehicle maintenance. " There are many inconsistencies with the contract." According to Liang Yun, " The Audi 2012 A6 comfortable model specified in the contract, but the car is equipped with a lower standard Audi A6 model. The contract shows that the mileage is 40, 000 kilometers, but the actual mileage is 48, 726 kilometers. Liang Yun told reporters that he suspected it was an accident vehicle. " The auxiliary beam of the car has been replaced, and the left rear tail was welded after the accident." Liang Yun subsequently lodged a complaint on China Quality Wanlihang Consumption Complaint Platform. A week later, the cart responded. Reporters logged on to the website and found that the merchants admitted that " the model problem does not conform to the contract, but the actual vehicle configuration is higher than the standard version. Mileage problem, because the input system time is earlier than the customer pickup time, there are licensed and other journeys during the period, " while emphasizing that on mileage issues has signed a supplementary agreement with the customer. For the accident vehicle questioned, the merchant said, " before the customer orders, signed the offline agreement and signed the fingerprint is aware of the situation of the vehicle." Regarding Liang Yun' s complaint that no major accident was mentioned in the agreement, including the replacement of the rear end and the replacement of the anticollision beam, the merchant responded that " the situation of the vehicle is stated on the spot, and neither side can provide evidence." Eventually, Tan Ge put forward the treatment plan of " customers are not obliged to return the paid amount and give an additional compensation of 34500 yuan for the down payment". But Liang Yun did not accept the plan. He demanded that the price of the car should be three times as much as the purchase price. In recent years, zero down payment and low down payment vehicle purchase platforms have sprung up, but consumers also reflect some problems: users not only need to pay more than the traditional car price, but also suffer from trailers because of " overdue repayment". " In fact, it' s impossible to say zero down payment for a car. These advertisements are just stealing ideas." March 14, an automobile industry practitioner told reporters. The circular issued by the Central Bank and the CBRC on the adjustment of automobile loan policies pointed out that the maximum loan issuance ratio of selfuse traditional power automobile loans was 80, and that of selfuse new energy automobile loans was 85. " Today' s popular low down payment vehicle purchase platform, its essence is through the" rent before purchase" way to buy cars. " In this way, the platform can avoid risks while signing financing loan agreements with customers to make profits," said the abovement

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